Dischargeable and Non-Dischargeable Debt for Your Bankruptcy
You may be seriously considering a personal bankruptcy filing — but you are confused as to which debts can and cannot be forgiven.
We have the answers and reassurance you need, at the law offices of Brent Sorenson & Associates, P.C. in Spokane Valley.
For 20 years, our law firm's founder has helped individual and family clients to financial peace of mind through Chapter 7 and Chapter 13 bankruptcy strategies.
We give you a "fresh start"— the second chance you need to make things right with creditors. We make clear distinctions between dischargeable and non-dischargeable debt. We help rebuild your credit. We renew your self-esteem.
After all, your bankruptcy filing does not make you a failure. Bankruptcy protections are laws intended to help you. Your openness to it speaks well of your business sense, your responsibility to your family and your willingness to improvise.
We guide, educate, advise and update, from start to finish of your case. We arm you with the bankruptcy facts you need to make informed decisions.
Contact us by phone or e-mail to speak with Brent Sorenson & Associates, P.C.
Quality Bankruptcy Legal Representation for 20 Years in Eastern Washington
Debt that may be discharged during Chapter 7 bankruptcy or in a Chapter 13 reorganization and repayment plan, includes:
- Credit cards
- Medical bills
- Utility bills
- Personal, motor vehicle and deficiency loans
- Certain past-due taxes
- Second mortgages on foreclosed homes
Assets and possessions you may be able to keep as debtor exemptions in bankruptcy include:
- Home equity
- Equity in a motor vehicle
- Household goods
- Tools or equipment used in your work
- Retirement benefits
- Pensions
- Insurance policies
- Personal injury claims
There are some debts that most often cannot be discharged including:
- Domestic support obligations — alimony, child support
- Secured loans
- Debt for state and federal penalties
- Student loans
- Tax liability less than three years old
If we can answer any questions you might have about dischargeable and non-dischargeable debt, please tell us. You should know exactly what you are doing, as you plan your family's financial recovery.
Speak With Attorney Brent Sorenson
Call our lawyer toll free, from wherever you are in eastern Washington. 866-657-4776.
